Rao K. Garuda CLU, ChFC
Rao K. Garuda came from India over 35 years ago and feels immensely blessed to be in the U.S.A. Rao is now President and CEO of Associated Concepts Agency Inc. founded in 1978. He has more than 30 years of experience in the financial services industry. He is also a founding member of First Financial Resources.
Rao conducts seminars on asset protection, how to significantly reduce taxes, retirement income planning, charitable giving and estate planning.
| • Life Member– MDRT Top of the Table (19 consecutive years of MDRT Top of the Table qualifier)
• Member and Director – Forum 400 • Speaker – MDRT Top of the Table and Forum 400 • Specialty – High Net-Worth Markets, Professionals, Self-Employed, Small Business, Entrepreneurs • Focus – Income Tax Reduction, Asset Protection, and Philanthropic Charitable Giving Over 30 years in Business serving numerous professional and business owners • Jointly working with CPA’s and Attorney’s • Founding Member of First Financial Resources, LLC – President and CEO of Associated Concepts Agency Inc. Licensed in over 30 states. |
Rao is a current life member of MDRT and Top of the Table. He is also a member of Forum 400.Rao takes 3 months each year to attend seminars and educate himself, and another 3 months for charitable activities and travel. Rao is married to a physician (retired) and has two sons who are highly accomplished in their own fields. One son is a physician married to a physician; his other son is managing director for a major financial services firm. Rao is a great believer in practicing what he preaches.
One of the topics for owners of Small Business, closely held Corps. Physicians and Self-Employed Professionals is to minimize success taxes. With business tax cuts scheduled to expire at the end of 2012, the challenge to reduce taxes is a daunting task. Adding to this, aging populations and turmoil in the economy may be concerns. Our goal is to focus on ways & means to reduce the tension and provide peace of mind. We can accomplish this through financial planning that assures a safe, predictable and consistent stream of income in retirement years as well as asset protection. Our goal is to identify dangers and capitalize on opportunities and strengths. As a founding member of First Financial Resources, consisting of over 90 distinguished financial professionals covering the entire U.S., we offer the latest tools and techniques available to handle the three significant challenges of reducing income taxes, minimizing estate taxes, and providing asset protection. Our focus is to give our client’s peace of mind and a stream of predictable and secure income that can be funded using qualified and non-qualified plans with customized annuity and life insurance products that are geared to the individual clients needs. This process allows entrepreneurs to focus of what they do best – achieve their highest level of satisfaction. |
Rao Garuda, CLU®, ChFC® is a Master Elite Charter Member with Ed Slott's Advisor Group.
